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With China recently announcing plans to rank all of its citizens on a “social credit” system by 2020, I believe that several parts of the world could also follow along in adapting a similar system; inevitably causing a spark in the current landscape of new media. For example, because China is planning to use this credit system to determine which privileges could be granted, or stripped away, from each individual, people could begin creating virtual reality worlds in which they could “practice” certain behaviors. By testing which behaviors would be beneficial and harmful for their credit rankings, people could then utilize this simulated knowledge to see how they could improve their current status. Furthermore, people could also transfer what they have learned onto elaborate blogs which detail how an individual could begin improving their current ranking. All in all, I truly do believe that with such a system being put in place, people could definitely begin utilizing
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Wiki So Far

Although I have yet to contribute any content to our class wiki, I’ve continuously been gathering research on the side in regards to millennial investing. As most of you may know, our generation is widely considered to be one of the worst at saving and spending money. To negate this perception, companies such as Acorns and Student Loan Genius are working on creating platforms which enables millennials to save money for activities such as retirement and student loan pay down. With Acorns, millennials are now able to invest their spare change into a diversified investment platform, which could then store the returns in a small IRA account. On the flip side, with Student Loan Genius, millennial employees could now ask companies who currently have a partnership with the firm to deploy a part of their paycheck towards their student loan pay down, rather than a traditional retirement account. As of right now, I’m debating between creating a new wiki page for this subject, o
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P2P

Simply said, file sharing is the practice in which companies such as Dropbox enable various users to share a wide range of legal media content, whereas P2P file sharing “encourages” individuals to typically share illegal content to their peers utilizing multiple directory servers. One P2P file sharing platform that most millennials, such as myself, are familiar with is BitTorrent; a common torrenting platform which allows users to upload copyrighted materials for others to illegally download. Although these P2P platforms are enabling users to partake in illegal activities, a majority of them have yet to be brought down by law enforcers. As shown in “ Should Online Scofflaws Be Denied Web Access?” , even though various policy makers are looking to curb this practice, countries such as New Zealand are actually bringing down laws which could have potentially cracked down on illicit copying. Some countries have even gone as far as saying that internet access is a fundamental f
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